You will be working as Senior Credit Analyst and will be part of Finance Services business for Finance and Accounting Operations division based in Bangalore, India. In this role you will be reporting to Accounting and Reporting Manager Accounts Receivable and will be responsible to process accounting transactions for the Accounts Receivable team in a complete, accurate, and timely manner, ensuring compliance with internal guidelines and procedures, and external regulatory requirements.

Your responsibilities

• Evaluating the credit worthiness of customers and assessing their ability to repay their debts. This involves analyzing financial statements, credit report and other relevant information to make informed decisions regarding credit limits, terms and conditions

• Responsible to develop and implement credit policies and procedures that align with the company's overall financial goals and objectives (in line with ABB Group Credit Policy). This includes establishing guidelines for credit limits, payment terms, credit terms and credit terms negotiation

• Working with ABB’s collection team and ABB’s various Business units to build strong relationships and resolve any credit-related issues. This involves effective communication and negotiation to ensure prompt payment and manage any disputes or delinquencies

• Conducting periodic credit committee meetings (including preparation of various data required for the meeting), implementation of committee action items

• Monitoring customer accounts to ensure timely payments and manage the collections process for overdue accounts. This includes sending reminders, making collection calls, and coordinating ABB’s Collection Team and various Business units, if necessary

• Generating regular reports on credit related metrics such as accounts receivable aging, bad debt provisions, and collection efficiency. These reports help management assess the overall credit risk and make informed decisions

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Your background

• Bachelor’s or Master’s degree in accounting OR Finance.

• 2 to 3 years of experience in Credit management in any manufacturing company.

• Must be flexible in working for any shift timings.

• Good analytical and communication skill.

• Must be proficient in MS Office Suite, SAP knowledge is huge plus See Less